Trade Finance for UK Importers, Exporters and Wholesalers
Pay suppliers upfront and fund stock against confirmed orders, so you can take on bigger contracts without draining cash flow.
What can trade finance fund?
- Supplier deposits and full payment for goods
- Import purchases from overseas manufacturers
- Export orders awaiting customer payment
- Stock purchases ahead of seasonal peaks
- Letters of credit and supplier guarantees
- Freight, duty and VAT on landed goods
Who can we help?
- Importers and distributors buying finished goods
- Wholesalers supplying retailers and trade customers
- Manufacturers sourcing components overseas
- E-commerce brands ordering stock in bulk
- Exporters offering credit terms to overseas buyers
How much can you borrow?
£50,000 to £5m+
Facilities are sized to your confirmed orders and gross margins rather than your balance sheet. Typical transaction cycles run 30–120 days, and trade finance is often combined with invoice finance to cover the full order-to-cash cycle.
How quickly can funding be arranged?
Set up in 1–3 weeks
Indicative terms in 48 hours. Once the facility is live, individual supplier payments can be released within days of presenting a confirmed purchase order and pro-forma invoice.
What do lenders look for?
Knowing what underwriters weigh up lets us present your case properly the first time, which means faster decisions and better terms.
- 01Confirmed purchase orders from creditworthy customers
- 02Gross margin on each transaction
- 03Supplier reliability and shipping terms
- 04Trading history and management accounts
- 05How the goods will be sold and paid for
Trade Finance questions
Get a Trade Finance Quote
Tell us a little about your business and requirement. We'll compare trade finance options from across 165+ UK lenders and come back to you with clear, tailored terms. No obligation, no impact on your credit score.
- Whole-of-market comparison
- Dedicated relationship manager
- Plain-English advice
- No obligation quote